No Savings, No Guarantor Perth WA

Home Group WA have a team of qualified in-house financial experts in Perth. They specialise in construction loans so you can avoid the stress and minefield of understanding standard, low deposit home loan options and confusing financial packages which are rife within the market.

Your Dream House

Original design project of high quality raises profit – this is proved in practice by many of our customers.

Find out if you qualify for a new home

Please complete the form and one of our team will be in touch to assist you as soon as possible.

First Homebuyer Grants
No & Low Deposits

Keystart Homeloans

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    Get Into Your Own Home Sooner!

    From the beginning Home Group were smooth sailing. If we had an issue during the build it was fixed quickly without question. The quality of our new home is amazing and everyone who walks through our front door is wowed! We are in love with our new home!

    I would highly recommend Home Group

    Sabrina & Dylan

    First Home Owner Grants

    Home Group’s expert finance team can assist you with getting Federal or WA State Government grants that are available at the time. Sometimes the qualifications needed for grants can be confusing, but your Home Group Finance consultant will make it easier for you to understand. First home buyers in Perth may be able to take advantage of special First Home Owner Grants which can make a significant difference to your first home loan and your repayments.

    First Home Owner Grants

    Home Group’s expert finance team can assist you with getting Federal or WA State Government grants that are available at the time. Sometimes the qualifications needed for grants can be confusing, but your Home Group Finance consultant will make it easier for you to understand. First home buyers in Perth may be able to take advantage of special First Home Owner Grants which can make a significant difference to your first home loan and your repayments.

    Home Loans FAQ

    Low & No Deposit Home Loans

    What is a low deposit home loan?

    Keystart offer low deposit home loans where they lend 98% of the purchase price. That means you’ll only require a 2% deposit to get started!

    How do I take out a low deposit home loan?

    Here at Home Group, we have finance specialists from Home Finance WA that specialise in construction-based lending and can find the finance solution and package that best suits you! We have exclusive relationships with Keystart and major home lenders and we can ensure you have access to all the relevant government grants.

    What are the benefits of a low deposit home loan?

    There are plenty of benefits to securing a low deposit home loan with Home Group WA. These include:

    • Achieving your home ownership goals sooner
    • Getting into the market quicker
    • You can stop paying rent (and someone else’s mortgage)!
    What are the pros and cons of no-deposit home loans?

    Pros

    • Get into your home sooner
    • Stop wasting money on rent
    • Home Finance WA can help you choose the right product to suit your low deposit finance lending

    Cons

    • Only some lending bodies have these type of loans
    • In some cases, you may pay a high interest rate initially
    How do I get a no deposit home loan?

    Speak to our in-house brokers from Home Finance WA who specialise in construction-based lending.

    Can I build a house in Perth with no deposit?

    Yes, if you are a first home buyer, there are some no deposit home loan options available on certain house and land packages.

    Could a low deposit home loan be suitable for me?

    Yes, it could! First step is finding out if you qualify for a low deposit home loan. Our skilled qualifiers can assist you with this. They will then pass your details onto one of our home loan specialists who can discuss finance solutions for your individual requirements.